Closing Cost Estimator
Estimate total closing costs and the cash you need to bring to closing.
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Estimated closing costs
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Approximate — actual costs vary
Origination (1%)
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Appraisal + Inspection
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Title & Attorney
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Transfer Tax
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Total cash needed at closing
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Down payment + closing costs
What are mortgage closing costs?
Closing costs are fees paid when property ownership transfers. They average 2–5% of the purchase price, separate from the down payment. Always budget for both when saving to buy a home.
How much are closing costs?
Typically 2–5% of the purchase price. On a $400k home: $8,000–$20,000 in addition to the down payment.
Can sellers pay closing costs?
Yes — seller concessions of 2–3% are common in buyer's markets and can be negotiated into the offer.
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