MortgageMonthly PaymentAffordabilityRefinance Break-EvenPMI RemovalClosing CostsAmortization
Finance & DebtLoan PayoffDebt Snowball vs. AvalancheSavings GoalEmergency Fund
TaxTake-Home PaySelf-Employment TaxCapital Gains TaxW-4 Estimator
InvestingCompound Interest401(k) CalculatorRoth IRA CalculatorFIRE NumberDividend Yield
EducationGPA CalculatorGrade AveragePercentage ChangeUnit Converter
Fun ToolsCountdown TimerSpin WheelDate Calculator

Self-Employment Tax Calculator

Calculate SE tax, quarterly estimated payments, and your true net income.

Advertisement 728×90 — Leaderboard

Calculate now

$
$
%
Estimated annual tax owed
Net Business Income
SE Tax (15.3%)
Federal Income Tax
State Tax
Quarterly Payment
Take-Home Income

How self-employment tax works

As a self-employed person you pay both the employee and employer portions of FICA taxes: 12.4% Social Security + 2.9% Medicare = 15.3% total SE tax, applied to 92.35% of net earnings (to account for the employer deduction). You can then deduct half of SE tax from your adjusted gross income, reducing your federal income tax.

Quarterly estimated taxes are due four times a year. Missing them can trigger IRS penalties even if you pay in full at year end.

What is self-employment tax?
SE tax is 15.3% (12.4% Social Security + 2.9% Medicare) on 92.35% of net self-employment income. You can deduct half of SE tax from gross income.
How much should I set aside for taxes?
A common rule is 25–30% of net income. Use this calculator for a precise estimate based on your actual income.
What are quarterly estimated tax due dates?
April 15, June 15, September 15, and January 15 of the following year.
Advertisement 728×90 — Leaderboard